Dhani: Personal Loan, Credit Line, Wallet & Games

Varies with device

Dhani is a one stop shop for all your financial needs. You can get Instant Personal Loans, Credit Line and Wallet to manage all your payments. Also, earn Dhani Points for all transaction made on the Dhani App.
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Developer
Indiabulls Ventures Limited
Version
Varies with device
Updated
May 11, 2020
Requirements
Varies with device
Size
Varies with device
Get it on
Google Play

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What's new

Referral Module Improvements to make easier and intuitive user journeys
Simplification in the registration flows

Description

Dhani is a one stop shop for all your financial needs. You can get Instant Personal Loans, Credit Line and Wallet to manage all your payments. Also, earn Dhani Points for all transaction made on the Dhani App.

Personal loans are available from ₹ 10,000 to ₹ 15 Lakhs, tenure ranging from 3 months to 36 Months. Avail loans at interest rates from 1.2% to 3% p.m*. and Processing Fees range from min 1.5% to 6% only. Zero foreclosure charges on loans below ₹ 20,000.

Dhani Games
Exciting ways to spend your time and earn some money! Your Dhani App gives you the chance to earn money daily. Login to the app daily and play games like Spin the Wheel, Hit the Bulls-eye (Darts), Stock Market Game and Dhani Quiz and win worth up to ₹ 100 Dhani daily!

NEW OFFERING Now shop anything and everything in 3 easy EMI’s at 0% interest with Dhani Credit Line. This option allows you to set up your credit limit and shop on Dhani App, Across Online & Offline at 30 lakh plus Rupay merchants.

PAYMENTS Dhani also offers Mobile Recharge, Bill Payments (including gas, electricity etc.),Ticket Bookings (Bus, Flights & Trains) & option to purchase Gift Vouchers on the Dhani App itself. All Dhani Customers get exciting cashbacks on all transactions made on Dhani App.
With Dhani, you can avail:

• Personal Loan: With Dhani, fulfil all your dreams with unsecured personal loans, as we provide easy & instant personal loan disbursals.
Personal Loan Features:
✔ Money in your bank account instantly
✔ Share Pan Card & Address Proof to get instant personal loan disbursal
✔ No guarantee/security required for Instant Dhani loan

• Two Wheeler & Car Loan: Get a loan for your Bike or New/Used Car with Dhani. It is a faster & simpler way to get an instant two wheeler loan online.
✔ Get 100% loan value for your two wheeler or car
✔ Get your accessories covered under the 2 / 4 wheeler loan
✔ Get bike/car loan amount in your bank account instantly
✔ Choose a bike/car & dealer of your choice
✔ No need to pledge your bike/car against the loan

• Travel Loan: Now get a travel loan to make all your vacation dreams come true with Dhani.
✔ Plan & take your holiday whenever you want, don’t wait to save money for your travel plans
✔ Upgrade to better destinations instantly

• Medical Loan: Look after any medical need. With Dhani Medical Loans, money will never be concern for medical emergencies.
✔ Look after any medical requirement, don’t wait for insurance payment
✔ Use at any hospital of your choice

Introducing Dhani Credit Line
With Dhani Credit Line – EMI Card get more financial freedom and shop anything & convert each transaction you make into 3 easy simple EMIs. Enjoy all this at 0% interest rate.
✔ Automatic 3 month EMIs
✔ 0% interest rate
✔Earn cashbacks on each buy
✔Simple & hassle free option

Introducing Dhani Points – A Rewards Program by Dhani Exclusive for Dhani customers. Get cashbacks on everything you do on Dhani App. 1 Dhani Point is equal to ₹ 1.
✔ Everyone gets Welcome gift of ₹ 15 on Dhani Loan Sanction
✔ Enjoy Spin the Wheel and Win Up to ₹ 100 on every spin
✔ Refer a friend or family & Earn ₹ 250 on every loan taken
✔ Cashbacks of ₹ 20 on mobile recharge, bill payment & gift voucher
✔ Cashbacks of ₹ 75 on top up loans

Enjoy simple & rewarding Dhani mobile wallet.
Dhani wallet available on Dhani gives you the power of instant online payments! From mobile recharge to bill payments, gift vouchers to transferring money, with Dhani you get a wallet that comes with exciting cashbacks, rewards and offers!

Customer Service Details: helpline: 1860 419 3333 & Email: service_dhani@indiabulls.com

APR Range: 1.2% to 3% p.m.
Minimum & Maximum Repayment Period: 3 Months to 36 Months
Processions Fees: 1.5% to 6%


Representative Example: Amount of credit ₹ 50,000, borrowed for 12 months. Interest ₹ 3,309. APR% – 12%. Total amount payable – 53,809 (variable)

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